A WORLD WIDE OPPORTUNITY FOR ALL 

In today's fast-paced world, the urgency to harness unlimited opportunities for everyone through education has never been more critical. As technology advances and global challenges arise, equitable access to quality education is essential for empowering individuals and communities. We must act now to ensure that every student, regardless of their background, has the chance to unlock their potential and secure a successful future. By investing in inclusive educational initiatives, we can create a society where opportunities abound for all, fostering innovation and progress that benefits everyone. The time to prioritize education as a universal right is now; let’s not wait!

TOP 10 INDIA

  Below is a list of the top 10 stock trading  platforms available in India as of    

                          March 27, 2025. 

 This includes their official website links, referral program details, and current bonuses for new users. 

Note that specific bonuses and referral rewards can change frequently, so it’s advisable to visit the official websites for the most up-to-date information.

1. Zerodha

 zerodha.com

- Zerodha offers a "Refer and Earn" program where you earn 10% of the brokerage fees paid by your referred friends for life. Additionally, you receive 300 Zerodha reward points per successful referral, which can be redeemed for services on their platform.

- **Current Bonuses for New Users**: Account opening is free (as of June 2024). No specific cash bonus is typically offered, but new users get access to zero brokerage on equity delivery trades and a flat ₹20 per trade for intraday and F&O.

2. Upstox

upstox.com

- Upstox’s referral program allows you to earn up to ₹500 per referral once the referred user opens an account and completes their first trade. Earnings can increase based on the trading activity of your referrals.

- **Current Bonuses for New Users: Free account opening (waived fees as a promotional offer).

 New users often receive up to ₹1,000 in brokerage credits for the first 30 days, subject to terms.

3. Groww

 groww.in

- Groww’s referral program offers ₹100 per successful referral when the referred user opens an account and completes their first investment or trade. Rewards are credited as cash to your Groww balance.

Free account opening and zero commission on direct mutual fund investments. New users may receive up to ₹500 in rewards or cashback on their first trade (varies by promotion).

4. Angel One

 https://www.angelone.in

Referrers earn ₹500 per successful referral when the referred user opens an account and trades. The reward may increase with multiple referrals or higher trading volumes.

- **Current Bonuses for New Users**: Free account opening and a welcome bonus of up to ₹1,000 in brokerage cash back or vouchers for the first month of trading (subject to campaign availability).

5. 5Paisa

https://www.5paisa.com

-: Earn 10% of the brokerage generated by your referred clients for life. Additionally, you may receive ₹200-₹300 per referral upon account activation and first trade.

- **Current Bonuses for New Users**: Free account opening with a promotional offer of ₹300 cashback or free trades for the first month (varies by season).

6. ICICI Direct

https://www.icicidirect.com

 ICICI Direct offers a referral program where you can earn up to ₹500 per referral when the referred user opens a trading account and starts trading. Rewards are credited as vouchers or cash.

- **Current Bonuses for New Users**: Account opening fees may apply (₹0-₹700 depending on the plan), but new users can get up to ₹1,000 in brokerage credits or a waived fee for the first year under specific promotions.

7. Kotak Securities

https://www.kotaksecurities.com

 Earn ₹500 per referral plus 10% of the brokerage generated by the referred client for a specified period (usually 6-12 months).

- **Current Bonuses for New Users**: Free account opening for select plans. New users may receive up to ₹1,000 in trading credits or a discount on brokerage fees for the first 3 months

8. Sharekhan 

https://www.sharekhan.com

 Earn ₹300-₹500 per referral when the referred user opens an account and trades. Additional incentives may apply for high-volume referrals.

- **Current Bonuses for New Users**: Free account opening with a potential bonus of ₹500-₹1,000 in trading credits or vouchers for new users (varies by campaign).

9. Motilal Oswal

 https://www.motilaloswal.com

Earn ₹500 per referral plus a percentage of the brokerage (up to 10%) generated by the referred client for a limited period.

- **Current Bonuses for New Users**: Free account opening and up to ₹2,000 in brokerage cash back or free trades for the first month (subject to promotional terms).

10. Paytm Money 

https://www.paytmmoney.com

 Earn ₹300 per referral when the referred user opens an account and completes their first trade or investment. Rewards are credited to your Paytm wallet.

- **Current Bonuses for New Users**: Free account opening and a welcome bonus of up to ₹500 in cashback or free trades for new users (varies by promotion).

- **Referral Program Variability**: Rewards and conditions (e.g., minimum trade value, time limits) can differ based on ongoing campaigns. Check the respective websites for exact terms.

- Many platforms offer seasonal or limited-time bonuses, such as free trades, cashback, or waived fees. These are subject to change, so confirm details during account signup.

- Most platforms offer trading in stocks, mutual funds, IPOs, and F&O, with low or zero brokerage on equity delivery trades being a common perk.

For the latest and most accurate details, visit the official websites linked above or contact their customer support teams directly. Happy trading!

TOP 10 EUROPE

Below is a list of the top 10 stock trading platforms available in Europe as of      March 27, 2025.

1. Interactive Brokers

https://www.interactivebrokers.com

 Interactive Brokers offers a "Refer a Friend" program where you can earn up to $200 in commission credits per referral, and the referred friend may receive up to $1,000 in IBKR stock (depending on deposit size). The program is capped at 30 referrals annually.

- **Current Bonuses for New Users**: New clients can receive up to $1,000 in IBKR stock when they fund their account with $10,000 or more within 30 days of opening (amount scales with deposit size; e.g., $100 for $10,000, $1,000 for $1M+). Offer details may vary by region.

2. eToro

-https://www.etoro.com

- **Referral Program Details**: eToro’s "Invite Friends" program typically offers $50-$100 per referral (varies by country) for both the referrer and the referred friend after the friend deposits and trades a minimum amount (e.g., $100-$200).

- **Current Bonuses for New Users**: New users may receive a $50 welcome bonus after depositing $100 and completing their first trade (terms vary by region; check the site for eligibility).

3. DEGIRO

https://www.degiro.com

- DEGIRO’s referral program provides €50-€100 in transaction fee credits to both the referrer and the referred friend after the friend starts trading (amount varies by market).

- **Current Bonuses for New Users**: Occasionally offers €100 in free transaction credits for new users who open an account and begin trading within a set period (e.g., 90 days). Check the site for active promotions.

 4. Trading 212

https://www.trading212.com

- Refer a friend and both you and your friend receive a free share worth up to £100 (e.g., fractional shares of companies like Apple or Tesla) after the friend deposits £1 and trades.

- **Current Bonuses for New Users**: New users can get a free share worth up to £100 upon depositing £1 and placing a trade within the first 30 days.

5. Plus500

https://www.plus500.com

-Plus500 does not widely advertise a referral program for retail users, though its affiliate program (for marketers) offers $200-$800 per referred trader based on their deposit and trading activity.

- **Current Bonuses for New Users**: New users may receive a welcome bonus of €25-€50 (varies by country) after depositing a minimum amount (e.g., €100) and completing a trade. Check the site for current offers.

6. XTB

https://www.xtb.com

- **Referral Program Details**: XTB’s "Refer a Friend" program offers up to €100-€200 for both the referrer and the friend after the friend deposits and trades a specified amount (e.g., €500).

- **Current Bonuses for New Users**: New clients can receive a cash bonus of up to €100 after opening an account, depositing funds (e.g., €250), and trading within 30 days (specifics vary by region).

 

7. Freedom24 (Freedom Finance Europe)

https://www.freedom24.com

-Refer a friend and earn up to $50-$100 in cash or trading credits; the friend gets a similar bonus after depositing and trading (e.g., $100 minimum).

- **Current Bonuses for New Users**: New users can receive up to 20 free stocks (valued up to $700 total) upon opening an account and depositing $1,000 within 30 days. Also offers 30 days of commission-free trading.

8. Saxo Bank

https://www.saxobank.com

- **Referral Program Details**: Saxo’s "Refer a Friend" program provides up to €200-€500 in cash or trading credits for both parties, depending on the friend’s deposit (e.g., €10,000+).

- **Current Bonuses for New Users**: New clients may get a reduced commission rate or a cash bonus of up to €200 for depositing €10,000+ within the first 90 days (offers vary by country).

9. Trade Republic

https://www.traderepublic.com

- Invite a friend and both receive a free share worth up to €200 after the friend deposits €10 and makes a trade.

- **Current Bonuses for New Users**: New users can earn a free share worth up to €200 after depositing €10 and completing their first trade within 21 days.

10. Pepperstone

https://www.pepperstone.com

- Pepperstone’s "Refer a Friend" program offers $50-$100 to both the referrer and the friend after the friend deposits $1,000 and trades a set volume (e.g., 5 lots).

- New users may receive a 20% deposit bonus (up to $500) on their first deposit of $200+ within 30 days (terms vary; primarily for forex/CFD trading).

Notes:

- All platforms operate in Europe, but specific offerings (e.g., bonuses, asset types) may vary by country due to regulatory differences (e.g., ESMA rules).

- Referral programs and bonuses often require meeting conditions like minimum deposits, trading volumes, or timeframes. Always check the latest terms on the official websites.

- These platforms are regulated by authorities like the FCA (UK), CySEC (Cyprus), BaFin (Germany), or local European regulators, ensuring safety for EU users.

Let me know if you’d like more details on any of these platforms!

Disclaimer: this is not a financial advise

TOP 10 CANADA

Below is a list of the top 10 stock trading platforms available in Canada as of March 27, 2025. 

1. Qtrade Direct Investing

https://www.qtrade.ca

-Refer a friend and both you and your friend can receive a $50 cash bonus when they open and fund an account with at least $1,000.

- **Current Bonus for New Users**: New clients can get up to $150 cash back plus 1% cashback or more on qualifying trades, along with unlimited free trades until April 30, 2025, using promo code **CASHBONUS2025**. Additionally, transfer in $15,000+ from another brokerage and receive up to $150 in transfer fee rebates.

2. Wealthsimple Trade

-https://www.wealthsimple.com

- **Referral Program**: Invite a friend using your unique referral link/code (e.g., JRZZMQ), and you both get $25 when they fund their account with $150+.

- **Current Bonus for New Users**: New users who deposit $150+ receive a $25 cash bonus. No trading commissions on stocks and ETFs, though a 1.5% currency conversion fee applies for USD trades unless upgraded to Trade Plus ($10/month).

3. Questrade

- Share your referral code (e.g., SAVVY50), and you earn $25–$250 depending on how much your friend funds their account (they get a bonus too).

- **Current Bonus for New Users**: Open an account with $250+ and get a $50 reward using referral code **SAVVY50**. Enjoy $0 commission on stock and ETF trades (ECN fees may apply). Transfer fees up to $150 are waived when moving assets from another brokerage.

4. RBC Direct Investing

https://www.rbcdirectinvesting.com

- **Referral Program**: Limited details available; typically, no formal referral program is advertised, but check their site for occasional promotions.

- **Current Bonus for New Users**: Open your first eligible account by March 31, 2025, and get a $300 cash bonus plus 50 commission-free trades (valid for one year). Terms and conditions apply.

5. BMO InvestorLine

- **Referral Program**: No widely advertised referral program as of now.

- **Current Bonus for New Users**: Get up to 5% cash back + a $150 sign-up bonus + free trades until April 30, 2025, with promo code **CASHBONUS2025**. Offers commission-free trading on over 80 ETFs.

6. TD Easy Trade

https://www.td.com/ca/en/investing/easy-trade

- **Referral Program**: No formal referral program currently listed.

- **Current Bonus for New Users**: 50 free stock trades annually for new users (limited to TD ETFs). No minimum deposit required, but fees apply for non-TD ETF trades after the free limit.

 

7. CIBC Investor’s Edge

https://www.investorsedge.cibc.com 

- **Referral Program**: No standard referral program advertised.

- **Current Bonus for New Users**: Get 100 free trades when you open an account with promo code **EDGE2425** (valid until March 31, 2025). Plus, potential cashback of $200+ depending on the account balance.

 

8. Scotia iTRADE

https://www.scotiaitrade.com

- **Referral Program**: Refer a friend and earn up to $100 or 50 free trades when they open and fund an account.

- **Current Bonus for New Users**: Offers commission-free trading on over 100 select ETFs. No specific new user cash bonus currently advertised, but check for seasonal promotions.

 

9. National Bank Direct Brokerage (NBDB)

https://www.nbdb.ca

- **Referral Program**: No formal referral program listed as of now.

- **Current Bonus for New Users**: Zero-commission trading on stocks and ETFs (introduced in late 2024), with no minimum deposit. Options trades are also free with a $1.25/contract fee.

 

10. Interactive Brokers Canada

https://www.interactivebrokers.ca

- **Referral Program**: Refer a friend; they get up to $1,000 in IBKR stock, and you earn $200 per referral (up to $10,000 annually) after they deposit $10,000+ and maintain it for a year.

- **Current Bonus for New Users**: New IBKR Pro accounts receive a 0.25% margin rate reduction. Commission-free stock and ETF trades, with options at $1.25/contract (minimum $1.50/order)Notes:

All platforms are accessible to Canadian residents and regulated by the Canadian Investment Regulatory Organization (CIRO) where applicable.

- **Currency**: Most platforms support CAD trading; some (e.g., Wealthsimple, Interactive Brokers) offer USD accounts with conversion fees unless specified otherwise.

- **Verification**: Bonuses and referral details are based on the latest promotions as of March 27, 2025. Seasonal offers may expire or change, so confirm on the official websites.

- **Additional Tools**: Platforms like Questrade, Qtrade, and Interactive Brokers offer advanced tools (e.g., market data, technical analysis), while Wealthsimple and TD Easy Trade cater more to beginners with simpler interfaces.

 

Let me know if you’d like more details on any specific platform!

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